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1. PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)
This is one of the most important schemes for farmers.
Farmers receive ₹6,000 per year in 3 installments
Money is directly transferred to bank accounts (DBT)
Helps farmers buy seeds, fertilizers, and other inputs
Best for: Small and marginal farmers needing financial support
2. PM Fasal Bima Yojana (Crop Insurance Scheme)
This scheme protects farmers from crop losses.
Covers damage due to floods, droughts, pests, etc.
Farmers pay very low premium (1.5%–2%)
Compensation is given for crop failure
Best for: Risk protection in farming
3. Kisan Credit Card (KCC)
Provides easy loans to farmers.
Low-interest loans for agriculture
Can be used for seeds, equipment, and livestock
Interest subsidy available (can be as low as 4%)
Best for: Farmers needing quick financial support
4. PM Krishi Sinchai Yojana (PMKSY)
Focuses on irrigation and water management.
“Har Khet Ko Pani” (Water for every field)
Promotes drip and sprinkler irrigation
Improves water efficiency
Best for: Farmers facing water shortage
5. Soil Health Card Scheme
Helps farmers understand soil quality.
Provides soil testing reports
Suggests correct fertilizers
Improves crop productivity
Best for: Better crop planning
6. PM-KUSUM Scheme
Promotes solar energy in agriculture.
Subsidy for solar pumps
Farmers can sell excess electricity
Reduces electricity costs
Best for: Sustainable farming and energy savings
7. Paramparagat Krishi Vikas Yojana (PKVY)
Supports organic farming.
Financial support for organic farming clusters
Encourages chemical-free agriculture
Promotes sustainable practices
Best for: Organic farmers
8. Agriculture Infrastructure Fund (AIF)
Supports farm infrastructure development.
Loans for warehouses, cold storage, etc.
Interest subsidy on loans
Improves supply chain and storage
Best for: Farmers and agri-business development
9. Pashu Kisan Credit Card (State Scheme Example – AP)
A recent scheme for livestock farmers.
Loans up to ₹1.6 lakh without collateral
Lower interest rates for animal farming
Supports dairy, poultry, and livestock
Best for: Dairy and animal husbandry farmers
